/* V321 panorama scenarios */
.v321-scenario-band{padding:48px 0;background:linear-gradient(180deg,#edf4fb 0%,#ffffff 100%);border-top:1px solid rgba(20,40,80,.08)}
.v321-scenario-band .container{max-width:1200px;margin:0 auto;padding:0 20px}
.v321-eyebrow{display:inline-block;font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:#3b5b8a;margin-bottom:10px;font-weight:700}
.v321-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px;margin-top:20px}
.v321-card{background:#fff;border:1px solid rgba(16,32,64,.08);border-radius:18px;overflow:hidden;box-shadow:0 14px 32px rgba(17,27,56,.08)}
.v321-card img{display:block;width:100%;height:170px;object-fit:cover}
.v321-card .pad{padding:16px}.v321-card h3{margin:0 0 8px;font-size:1.08rem;color:#11223f}.v321-card p{margin:0;color:#51617b;line-height:1.55}.v321-card a{display:inline-block;margin-top:12px;font-weight:700;color:#224d87;text-decoration:none}
.v321-hero{padding:56px 0;background:linear-gradient(180deg,#0e1829 0%,#1f3b63 100%);color:#fff}.v321-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:26px;align-items:center}.v321-hero h1{font-size:clamp(2rem,4vw,3.4rem);line-height:1.05;margin:0 0 14px}.v321-hero p{font-size:1.02rem;line-height:1.72;color:#dce6f7}.v321-hero img{width:100%;border-radius:24px;display:block;box-shadow:0 24px 60px rgba(0,0,0,.28)}
.v321-chiprow{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0 0}.v321-chiprow span{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.18);padding:8px 12px;border-radius:999px;font-size:.82rem}
.v321-content{padding:42px 0}.v321-columns{display:grid;grid-template-columns:1fr 1fr;gap:30px}.v321-box{background:#fff;border:1px solid rgba(16,32,64,.08);border-radius:18px;padding:20px;box-shadow:0 12px 28px rgba(17,27,56,.06)}.v321-box ul{padding-left:18px;margin:0}.v321-box li{margin:0 0 10px;color:#4f5f77}
.v321-legal{padding:24px 0 40px;color:#60708a;font-size:.95rem}
@media (max-width:900px){.v321-hero-grid,.v321-columns{grid-template-columns:1fr}}